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Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II
Manage episode 491178511 series 3625922
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Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II
Keywords
home buying, financial strategy, real estate, credit score, mortgage, buyer habits, real estate agent, home purchase timing, closing costs, home buying process
Summary
In this episode of the R.E. Real Estate Podcast, Clint C. Galliano discusses essential financial strategies for prospective home buyers. He covers common pitfalls to avoid, the importance of timing in the home buying process, and the role of real estate agents. The conversation emphasizes smart buyer habits, the steps involved in purchasing a home, and the significance of preparation and financial readiness.
Takeaways
· Avoid opening new credit accounts before buying a home.
· Large unexplained bank deposits can derail financing.
· Consult a lender to understand your financial situation.
· Timing is crucial; start your home search early.
· Don't wait until your lease is about to end to buy.
· Understand all costs involved in buying a home.
· Track your spending to adjust your budget accordingly.
· Save for down payments, closing costs, and reserves.
· Ask questions to clarify any uncertainties.
· Prepare early to ensure a smooth home buying process.
Sound bites
"Don't open new credit accounts."
"It's not just a down payment."
"Set up your home savings account."
Chapters
00:00 Introduction to Home Buying Strategies
01:23 Common Pitfalls in Home Buying
04:20 Timing Your Home Purchase
07:31 The Importance of Working with an Agent
10:17 Smart Buyer Habits
13:19 The Home Buying Process Explained
15:46 Final Thoughts and Next Steps
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
clintcgallianorealtor.com
Produced by Clint Galliano
Music by Wiggins Studios
Am I Ready to Buy Checklist
https://drive.google.com/file/d/19j9xs5dEE67xU9C35hRO5w6GDbOG1zgq/view?usp=drive_link
Click here to view the episode transcript.
Click here to watch a video of this episode.
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