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Real Talk About Interest Rates, Mortgages & What Buyers Should Do Now

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Manage episode 494446263 series 3670522
Content provided by Steve Schmidt, Melissa Goodwin, Steve Schmidt, and Melissa Goodwin. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Steve Schmidt, Melissa Goodwin, Steve Schmidt, and Melissa Goodwin or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode of Spotlight Sioux Falls, we sit down with Kaleigh Reid, mortgage lender at Security National Bank, to talk real estate, interest rates, and how she helps homebuyers navigate one of the biggest decisions of their lives — without the fluff.

Kaleigh shares her unexpected journey from beauty school to banking, and how her relationship-first approach has earned the trust of buyers and agents across Sioux Falls. Whether you're a first-time homebuyer or refinancing your third property, Kaleigh breaks down what actually matters — from credit scores and down payments to how to think about interest rates in 2024.

We cover: Why 3% rates aren’t coming back anytime soon Why some buyers shouldn't wait to purchase The truth about pre-approvals Why confidence and connection matter more than banking buzzwords

Plus, Kaleigh shares how Barb the alter ego came to be — and why buyers love working with someone who's real, approachable, and always ready to advocate for them.

Don’t forget to like, comment, and subscribe for more Spotlight on Sioux Falls businesses, events, and personalities.

🔗 Learn more about Kaleigh and Security National Bank: Kaleigh on LinkedIn | https://www.linkedin.com/in/kaleigh-reid-6698b715a/ Website | https://www.snbsd.com/ LinkedIn | https://www.linkedin.com/company/securitynationalbank/

🔎 Follow Spotlight Sioux Falls Website | https://spotlightsiouxfalls.com/ Facebook | https://www.facebook.com/profile.php?id=61575170684228

📍 Security National Bank, Sioux Falls, SD 🎙 Sponsored by MAGNETIC

#KaleighReid #SecurityNationalBank #SpotlightSiouxFalls #MortgageTips #FirstTimeHomebuyer #HomeLoanHelp #RealEstate2024 #SiouxFallsRealEstate #HomeBuyingAdvice #BankingWithHeart

  continue reading

23 episodes

Artwork
iconShare
 
Manage episode 494446263 series 3670522
Content provided by Steve Schmidt, Melissa Goodwin, Steve Schmidt, and Melissa Goodwin. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Steve Schmidt, Melissa Goodwin, Steve Schmidt, and Melissa Goodwin or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode of Spotlight Sioux Falls, we sit down with Kaleigh Reid, mortgage lender at Security National Bank, to talk real estate, interest rates, and how she helps homebuyers navigate one of the biggest decisions of their lives — without the fluff.

Kaleigh shares her unexpected journey from beauty school to banking, and how her relationship-first approach has earned the trust of buyers and agents across Sioux Falls. Whether you're a first-time homebuyer or refinancing your third property, Kaleigh breaks down what actually matters — from credit scores and down payments to how to think about interest rates in 2024.

We cover: Why 3% rates aren’t coming back anytime soon Why some buyers shouldn't wait to purchase The truth about pre-approvals Why confidence and connection matter more than banking buzzwords

Plus, Kaleigh shares how Barb the alter ego came to be — and why buyers love working with someone who's real, approachable, and always ready to advocate for them.

Don’t forget to like, comment, and subscribe for more Spotlight on Sioux Falls businesses, events, and personalities.

🔗 Learn more about Kaleigh and Security National Bank: Kaleigh on LinkedIn | https://www.linkedin.com/in/kaleigh-reid-6698b715a/ Website | https://www.snbsd.com/ LinkedIn | https://www.linkedin.com/company/securitynationalbank/

🔎 Follow Spotlight Sioux Falls Website | https://spotlightsiouxfalls.com/ Facebook | https://www.facebook.com/profile.php?id=61575170684228

📍 Security National Bank, Sioux Falls, SD 🎙 Sponsored by MAGNETIC

#KaleighReid #SecurityNationalBank #SpotlightSiouxFalls #MortgageTips #FirstTimeHomebuyer #HomeLoanHelp #RealEstate2024 #SiouxFallsRealEstate #HomeBuyingAdvice #BankingWithHeart

  continue reading

23 episodes

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