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Steve Preston is the CEO of Goodwill Industries. Though Goodwill is known for big stores where people can donate clothes and buy them secondhand, those stores are just the first level of what Goodwill Industries are about. Those stores fund an international organization that provides job training, employment placement services and other community-based programs for people who face barriers in their employment. Steve joins Jay to discuss the ways Goodwill Industries support veterans and individuals who lack job experience, an education, or face employment challenges, such as those people who are formerly incarcerated. Today's episode was produced by Tani Levitt and Mijon Zulu. To check out more episodes or to learn more about the show, you can visit our website Allaboutchangepodcast.com. If you like our show, spread the word, tell a friend or family member, or leave us a review on your favorite podcasting app. We really appreciate it. All About Change is produced by the Ruderman Family Foundation. Episode Chapters 0:00 intro 1:02 The Goodwill you don’t know 4:33 The troubling reality of work reintegration for formerly incarcerated folks 10:00 How Steve brings his public-sector experience to Goodwill 11:17 Goodwill’s employment centers 15:51 The interplay between Goodwill’s national and local arms 24:07 The case for minimizing recidivism becoming a cross-party cause 27:05 Goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…
Content provided by Thomas Hoff. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Thomas Hoff or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
What if you could streamline your loan closing process and make better financial decisions in mere seconds? Imagine having instant access to all the critical data you need at your fingertips. That's precisely what we explore in this episode as we sit down with Brent from Stewart headquarters in Houston, Texas. Brent unveils the groundbreaking capabilities of Stewart’s sub-second snapshot data tools, designed to provide lenders with immediate, customizable insights. From tackling vesting issues to assessing automated valuations, these tools equip lenders to make swift, informed decisions, ensuring a seamless transaction process for all parties involved. But that's not all; our conversation extends to Stewart's seamless LOS integrations and the genius behind Stewart Integrate. Whether you're a large-scale lender using major LOS platforms or a small credit union needing a straightforward ordering portal, Stewart has a solution tailored for you. Brent also introduces us to the Stewart Accelerate suite, a game-changer in the industry with its automated title search technology. Leveraging data aggregators, this technology accelerates the underwriting process, meeting tight commitment turnaround times and expanding capabilities across numerous states. Tune in to discover how these innovations are revolutionizing the title industry and enhancing operational efficiency for lenders nationwide.
Content provided by Thomas Hoff. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Thomas Hoff or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
What if you could streamline your loan closing process and make better financial decisions in mere seconds? Imagine having instant access to all the critical data you need at your fingertips. That's precisely what we explore in this episode as we sit down with Brent from Stewart headquarters in Houston, Texas. Brent unveils the groundbreaking capabilities of Stewart’s sub-second snapshot data tools, designed to provide lenders with immediate, customizable insights. From tackling vesting issues to assessing automated valuations, these tools equip lenders to make swift, informed decisions, ensuring a seamless transaction process for all parties involved. But that's not all; our conversation extends to Stewart's seamless LOS integrations and the genius behind Stewart Integrate. Whether you're a large-scale lender using major LOS platforms or a small credit union needing a straightforward ordering portal, Stewart has a solution tailored for you. Brent also introduces us to the Stewart Accelerate suite, a game-changer in the industry with its automated title search technology. Leveraging data aggregators, this technology accelerates the underwriting process, meeting tight commitment turnaround times and expanding capabilities across numerous states. Tune in to discover how these innovations are revolutionizing the title industry and enhancing operational efficiency for lenders nationwide.
Embracing hybrid appraisals is not just an upgrade—it’s a game-changing move that sets a new standard for efficiency and accuracy in property valuation. Lenders can partner with SVI to seamlessly integrate hybrid appraisals into their workflows, ensuring a competitive edge while delivering exceptional borrower experience.…
The ICE Experience 2025 conference is set to take place in Las Vegas, where mortgage lenders will discuss strategies and technologies to enhance their use of the Encompass Loan Origination System (LOS) amid challenging market conditions. Lenders are focusing on improving consumer experiences through innovations like borrower portals and diverse closing options, including mobile notary and e-closings, to expedite the loan process and improve decision-making efficiency. Stewart, a longstanding partner of ICE Technology, will be well-represented at the conference by its leadership and subject matter experts, discussing topics ranging from appraisal modernization to title and escrow services, with an emphasis on technology integration and process improvement.…
Our discussion highlights the impact of climate change on mortgage servicing, revealing how data and technology are reshaping risk management strategies. We emphasize the importance of proactive insurance solutions, transparency in risk assessment, and the integration of advanced analytics in navigating these challenges. • Overview of the rising risks from natural disasters • Importance of data in informing consumer choices • Exploring advanced analytics for risk assessment • Enhancing insurance offerings to protect consumers • The transformative role of AI in disaster response • Compliance challenges in the evolving landscape • Call to action for servicers to adopt effective data strategies…
Unlock the secrets of e-mortgage transformation and discover how to effectively embrace e-closings with insights from Brian, our expert guest who has extensive experience with major lending institutions. Learn how electronic closings can boost consumer satisfaction, speed up loan processing, and cut costs. Brian challenges the conventional wisdom of starting with a hybrid e-close, advocating instead for a process aligned with existing systems to minimize disruptions. With Notary Cam's done-for-you e-closing program, title agents are empowered, simplifying the transition for lenders and paving the way for a digital mortgage revolution. The episode also sheds light on the automation of e-note generation and delivery, offering a streamlined process that slashes manual labor and enhances efficiency. Discover how lenders can leverage GSE-approved vendors and e-vaults provided by Notary Cam to ensure a seamless adoption of digital mortgage solutions. This done-for-you approach not only alleviates operational hurdles but provides title partners with a transformative advantage. Engage with your title partners and connect with us to spearhead this groundbreaking shift towards digital mortgages, setting yourself up for success in the evolving landscape.…
In this episode of 𝙎𝙩𝙚𝙬𝙖𝙧𝙩 𝙄𝙣 𝙏𝙝𝙚 𝙎𝙩𝙪𝙙𝙞𝙤, we take a forward look at reverse mortgages with Rob Awalt of ALLEGIANT REVERSE SERVICES a Stewart Company . Learn why lenders are looking at our changing demographics and what's needed to give these protected-class consumers a great closing experience.…
Is it possible to slash mortgage origination costs by 40%? Today, we tackle that very question with insights from Freddie Mac's 2024 Cost to Originate Study. Join Marvin Stone, SVP of Strategic Initiatives at Stewart Lender Services, as he explores how some forward-thinking companies are already achieving loan origination costs at nearly half the industry average. Discover the transformative power of a fully digitized mortgage process and learn actionable strategies to enhance efficiency and reduce expenses from application to funding. In this episode, we spotlight Stewart's innovative solutions designed to streamline operations and pass savings on to everyone involved. From cutting-edge credit and verification integrations by Stewart's Informative Research to instant title options and automated closing disclosures, we cover it all. Plus, learn about Stewart's Allegiant Reverse Services and their leading role in home equity conversion mortgages. With comprehensive title, settlement, and appraisal solutions, Stewart is equipped to support lenders in scaling operations from Main Street to Wall Street. Tune in for an insightful discussion packed with practical tips to optimize your mortgage lifecycle.…
Uncover the hidden strategies to slash loan origination costs in today's volatile real estate market with TJ Harrington from Stewart. This isn't just about saving money—it's about transforming the industry. TJ dives into the critical innovations like title data, e-signatures, and e-closings that are already making a tangible impact. However, the path forward isn't without obstacles. From the lack of uniformity across 3,300 counties to the rising threats of fraud and money laundering, TJ highlights the complexities that still need addressing. Plus, learn why alternative title products such as waivers and Attorney Opinion Letters (AOLs) might backfire, sometimes leading to higher costs and failing to serve those who need help the most. Looking ahead, we explore the future of risk management and how it can shape a more efficient and secure business environment. TJ provides a compelling analysis of how past manufacturing processes influence today's global business landscape and underscores the necessity of continuous innovation in mitigating risks like fraud and wire prevention. This episode also critiques the short-sighted approach of some cost-cutting measures and emphasizes the importance of a uniform data set and robust partnerships in anti-money laundering efforts. Get ready for an enlightening discussion that promises to equip you with insights to navigate and improve the title industry’s challenging terrain.…
What if you could revolutionize property appraisals with the power of technology? Join us on "Stuart in the Studio" as Matt from Stewart Valuation Intelligence (SVI) reveals how computer vision is transforming the property appraisal industry. Discover how SVI leverages cutting-edge computer vision algorithms to enhance accuracy and efficiency in property valuations. From operational integration in quality control and form fulfillment to the groundbreaking Validity Pro app that automates property inspections, this episode is packed with insights on how this technology minimizes the need for re-inspections and ensures comprehensive assessments. Uncover the role of computer vision in promoting fairness and objectivity in property appraisals. Matt explains how the Validity Pro app blurs out potentially biasing elements like religious artifacts and photos, ensuring unbiased evaluations. We also examine the technology's role in comparing MLS images with appraisal photos to maintain accurate condition assessments. Learn how these advancements support the modernization initiatives by Fannie Mae and Freddie Mac, ultimately delivering standardized and precise property assessments that benefit lenders. Tune in for a fascinating glimpse into the future of property appraisal and the technologies driving its evolution.…
Unlock the secrets to modernizing real estate appraisals and fostering diversity in our fascinating conversation with Terry and Rick from Stewart Valuation Intelligence. Discover how bifurcating the appraisal process allows appraisers to focus on what they do best—valuation analysis—leading to faster turn times and reduced risks in loan making. We also highlight Stewart's active role in the Appraisal Diversity Initiative, a program designed to bring new, diverse talent into the appraisal industry. From workshops to scholarships, learn how Stewart is shaping the future by creating a more inclusive and innovative field. But that's not all! Get the inside scoop on Stewart's cutting-edge products and solutions that cater to various market needs. From broker price opinions (BPOs) and desktop appraisals to an integrated market data platform, Stewart offers a range of tools to streamline processes and improve accuracy for appraisers, brokers, and agents. Whether you’re interested in short sales, foreclosures, or home equity appraisals, this episode sheds light on the tools and initiatives that are revolutionizing real estate valuation today. Tune in and get ahead of the curve with the latest advancements from Stewart Valuation Intelligence.…
Could computer vision be the game-changer in the appraisal industry? Find out how Stewart Valuation Intelligence (SVI) is pioneering this advanced technology to enhance property appraisals. Matt from SVI breaks down the transformative impact of computer vision on identifying property features, analyzing comparables, and ensuring rigorous quality control. We dive into the innovative Validity Pro app, which helps inspectors capture detailed property images, reducing re-inspections and boosting accuracy. With endorsements from Fannie Mae and Freddie Mac, SVI's efforts also tackle bias by blurring sensitive areas, delivering more reliable assessments for lenders. In our exploration of valuation quality control, we highlight the critical role technology plays in this process. Compare how images from MLS and appraisal photos can validate condition assessments and adjustments, ensuring fair valuations. Matt shares insights into how tools like Validity Pro manage large photo volumes, spotlighting crucial areas and validating comparables with precision. This episode is packed with information on how cutting-edge technologies are revolutionizing property appraisals, offering more integrity and fairness in the market. Don't miss out on these exciting advancements and practical applications that are setting new standards in the appraisal industry.…
Ever wondered how to transform mortgage servicing from a mundane task to a revolutionary experience? Tune in as we uncover the secrets with industry experts Rich Kugler, Shannon Santos, and Matt Jenkins from Stewart. They promise to change your perspective on mortgage servicing by revealing cutting-edge data analytics and valuation solutions that can dramatically improve efficiency, reduce costs, and enhance borrower interactions. From lead generation to loss mitigation, Stewart is not just a title company anymore; it's a comprehensive mortgage lifecycle partner. In this episode, Shannon Santos enlightens us on how innovative data solutions can boost customer retention and optimize portfolio analytics using a blend of credit, public records, and marketing data. Meanwhile, Matt Jenkins dives into tech-forward valuation solutions for needs ranging from PMI removal to REO valuations, leveraging AI and intelligent quality control platforms. Finally, Rich Kugler discusses how seamless integrations with systems like Black Knight can bring unparalleled efficiency for lenders. Don't miss out on learning how Stewart's one-partner, one-agreement approach can benefit your mortgage servicing operations.…
Discover how Stewart Title is transforming the mortgage industry with cutting-edge technology and innovative strategies! In this episode of "Stewart in the Studio," we promise you'll gain valuable insights into the future of mortgage servicing and default solutions. Our esteemed guests, TJ Harrington, Peggy Dalton, and Suzanne Singer, share the secrets behind Stewart's successful evolution from traditional title and escrow services to a comprehensive support system for lenders throughout the mortgage lifecycle. Hear about the game-changing tools like CloudVirga, PropStream, and Notary Cam that are streamlining transactions and enhancing borrower experiences. Listen to Peggy Dalton as she unveils Stewart's consumer-friendly, advisory approach in the default space, and how strong lender partnerships are crucial for providing effective valuations and comprehensive default services. We’ll also highlight the expansion of digital document providers like Assurity and the impact of e-notes for loan modifications. Plus, get the scoop on Stewart's plans for the upcoming MBA Servicing Conference in Orlando, where they'll collaborate with industry leaders to refine servicing processes. Join us and stay ahead of the curve with Stewart Title's cutting-edge solutions for keeping borrowers in their homes through effective loss mitigation and technological advancements.…
What if you could streamline your loan closing process and make better financial decisions in mere seconds? Imagine having instant access to all the critical data you need at your fingertips. That's precisely what we explore in this episode as we sit down with Brent from Stewart headquarters in Houston, Texas. Brent unveils the groundbreaking capabilities of Stewart’s sub-second snapshot data tools, designed to provide lenders with immediate, customizable insights. From tackling vesting issues to assessing automated valuations, these tools equip lenders to make swift, informed decisions, ensuring a seamless transaction process for all parties involved. But that's not all; our conversation extends to Stewart's seamless LOS integrations and the genius behind Stewart Integrate. Whether you're a large-scale lender using major LOS platforms or a small credit union needing a straightforward ordering portal, Stewart has a solution tailored for you. Brent also introduces us to the Stewart Accelerate suite, a game-changer in the industry with its automated title search technology. Leveraging data aggregators, this technology accelerates the underwriting process, meeting tight commitment turnaround times and expanding capabilities across numerous states. Tune in to discover how these innovations are revolutionizing the title industry and enhancing operational efficiency for lenders nationwide.…
Ever wondered how the latest advancements in mortgage verification could transform the industry? In this episode, we promise to unveil the game-changing benefits of Fannie Mae's recent announcement that allows lenders to use asset data for verifying income and employment. We're joined by Craig Leibig, Senior Vice President of Marketing and Product at Informative Research, who breaks down the complexities and operational challenges currently plaguing lenders. Craig dives deep into how this new single-source validation method, set to take effect on March 29th, 2024, aims to streamline processes, reduce costs, and bring parity between Fannie Mae and Freddie Mac. In the second part of our conversation, we shift focus to Informative Research's revolutionary AccountCheck platform. Craig shares how this innovative tool is easing the verification process for lenders by facilitating seamless retrieval of bank transaction data. Discover how AccountCheck's integration with Fannie Mae and Freddie Mac enhances the validation of employment and income data, ultimately improving process quality and cutting operational costs. If you're eager to understand how these advancements can elevate your mortgage verification processes, this episode is a must-listen!…
Unlock the secrets to reducing costs and speeding up the closing process for home equity loans in the April episode of Stuart in the Studio! This month, we're joined by industry veterans Rich Kugler and Rich Shackelford—also known as Kug's and Shack—who share their expert insights on navigating the current market landscape. With rising interest rates making traditional refinancing less appealing, home equity loans and lines of credit are gaining traction. Learn how consumer banks, credit unions, and IMBs are adapting by refining their fulfillment and underwriting processes to enhance profitability. From innovative appraisal methods to strategic title verifications, Kug's and Shack unpack a variety of approaches that home equity lenders are using to manage risk and cut costs. Discover how simple AVMs, condition reports, and full appraisals can be balanced based on risk tolerance, and explore database-driven searches and E&O policies that streamline the title process without compromising on due diligence. Don’t miss this episode packed with actionable insights and practical strategies for anyone invested in home equity lending!…
Ever wondered why title insurance is crucial yet so misunderstood in real estate transactions? Join us as we sit down with TJ Harrington from Stewart Lender Services to demystify this often-overlooked aspect of the industry. TJ walks us through his unique journey from working at a registry of deeds in his youth to becoming a key player at Stewart Lender Services. You’ll gain valuable insights into the complexities of title insurance, including its evolution and current challenges, as well as the common misconceptions that surround it. TJ also compares traditional title insurance to attorney opinion letters, shedding light on their respective strengths and limitations. But that’s not all—we take a deep dive into the broader mortgage and servicing landscape, discussing the roles and responsibilities of institutional banks and independent mortgage banks (IMBs). With regulatory changes on the horizon from Washington, we emphasize the need for a collaborative approach to navigate these uncertain times. TJ shares how Stewart Lender Services offers tailored, consultative advice to help lenders strike the right balance between risk and competitiveness. Don’t miss this enlightening discussion that promises to leave you with a clearer understanding of the title industry and its vital role in real estate.…
Unlock the secrets of modern credit reporting and mortgage lending in our latest episode featuring industry expert Sean Jobe! Discover the groundbreaking changes discussed at the recent MISMO Summit, including the modernization of credit scores and the integration of non-traditional data like utilities and rental information into credit reports. Sean takes us inside the lively discussions with nearly 100 representatives from government enterprises, technology providers, and lenders, all collaborating to create a unified language for the mortgage industry. Listen as Sean shares the latest updates on pre-qualification, pre-approval, and the innovative use of credit data in AI and emerging technologies. Learn about the widespread adoption of new MISMO standards and the positive responses from industry professionals. This episode is packed with valuable insights that will keep you at the forefront of mortgage lending advancements. Don’t miss this chance to get up-to-date on the future of credit reporting and the ongoing efforts to enhance industry practices.…
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