What to do if you’re facing an unplanned retirement

Super Insider

Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future.

In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like:

• How to assess your situation
• Steps you can take to get on track
• Options to access your super
• How to better prepare now

If you’re worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you’re a member with us, advice about your super account is included in your membership1.

Tune into Super Insider now to find out how you can turn life’s unexpected challenges into opportunities for a secure retirement.

FOLLOW SUPER INSIDER 

Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388

Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO

RECOMMENDATIONS 

Insurance cover in your super

What is a downsizer contribution?

IF YOU LIKED THIS EPISODE YOU MAY LIKE 

Making your money last through retirement

Income in retirement - how to access your superannuation

Is financial advice worth it?

WE’D LOVE TO HEAR FROM YOU!  

If you found this episode helpful, drop us a comment and let us know the topics or questions you’d like us to cover next. Or email us at [email protected]. Thank you!   

 

CREDITS  

Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education

Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery

1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.

ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023.

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.  

This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee’), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid.