Welcome to Do Business with Todd Frazier! Here, we talk about business development strategies, practical tools, and tips to help your business succeed. As a business strategy expert, licensed CPA, and accounting specialist, Todd Frazier loves talking about what it takes to DO BUSINESS. Stop waiting, start DOING!
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Welcome to Jesus and Coffee! The show where we have conversations about life, Jesus, God, the Bible, and drink coffee. Our hope is that this show can help encourage people in their walk with Christ and have meaningful conversations that can impact our world. Drink up and be blessed!
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A 360 degree perspective of everything related to private equity.
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This weekly podcast dives into agbioscience, where agriculture, life sciences and cutting-edge technology converge. Agbioscience is an in-depth conversation with leaders and entrepreneurs across food, animal health, plant science and agtech. This one-of-a-kind podcast offers updates on the latest advancements and future trends from those at the forefront of agbioscience innovation.
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Dismantling the Status Quo, One Episode at a Time. The MLO Project is THE podcast for loan officers and industry professionals who are ready to evolve. We’re here to disrupt the old guard, break free from outdated norms, and deliver insights that actually matter. Hosted by mortgage industry veterans Jason Frazier & Michael McAllister, The MLO Project promises No fluff. No clichés. Just real talk, fresh ideas, and actionable takeaways to elevate your career and the industry. The MLO Project i ...
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The Mining Your Own Business podcast explores how AI, machine learning, and data mining are employed to drive effective business decisions through conversation, stories, and humor. Host Evan Wimpey chats with data leaders from across industries to learn how their data gets from bits in storage to actionable insights on the ground. The show is inspired by, and the namesake of, the illuminating book Mining You Own Business, which has guided executives in their understanding and employing of an ...
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The Top "Must Have" Marketing Automations for Loan Officers | Ep. 29
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37:55Send us a text In this episode of the MLO Project, hosts Frazier and Michael introduce exciting news about their new initiative, High Level for Mortgage Pros 2.0. The main discussion revolves around the top five essential marketing automations for mortgage professionals, emphasizing the importance of consistent follow-up and personalization. The fi…
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379. Cause Matters Corp.’s Michele Payn on consumer acceptance + making the agbioscience story personal
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31:02From the early days of biotechnology to the growing voice of today’s consumer, a desire exists for knowledge and understanding of the work being done by scientists, farmers and agbioscience innovators to bring food to our tables. Today we are joined by Michele Payn, author and founder of Cause Matters Corp., who has made it her mission to bridge th…
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078 | Save Taxes Now, Build Wealth Forever
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24:14If you've ever asked, “How can I pay less in taxes?” — this episode is for you. Todd Frazier, CPA and business strategist, breaks down the most effective and underutilized way to reduce your tax burden and build long-term wealth: starting a business. Whether you're a high-income W-2 earner tired of handing 30–50% to the IRS or just looking for a le…
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378. Libby Fritz recaps July, big news for USDA in Indiana, AgReliant Genetics' acquisition, BiomEdit moves, a CEO update + more
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28:53This is perhaps the most epic news recap we have ever encountered on Agbioscience! So much so, we had to go back and record audio after we thought we were done. We get into the USDA's announcement on re-organization and Indiana's inclusion as a regional hub as part of that, AgReliant Genetics' acquisition by GDM, BiomEdit's product pipeline milesto…
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Struggle to Success w/Chris Lamm | Ep. 28
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53:44Send us a text In this episode of The MLO Project, Michael sits down with Chris Lamm—a mortgage veteran out of Redding, California—for a raw, real-world conversation about what it takes to thrive in this business over the long haul. Chris shares how he broke into the game at 17, how he weathered the 2008 crash, and what’s kept him leveling up ever …
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377. Advancing science for better food + health, farmer wellness with Corteva Agriscience’s Dr. Claudia Coplein
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20:25The USDA estimates that each year in the U.S., poor nutrition causes roughly $1.1 trillion in preventable health care spending and lost productivity from diet-attributable diseases. As farmers continue their work of producing food for a growing population, agbioscience companies are also seeking new ways to innovate and optimize for human, animal a…
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Adding Agents: Does This Webinar Strategy Actually Work? | Ep. 27
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29:12Send us a text In this episode of The MLO Project, Frazier and Michael discuss one of the most underutilized lead-gen strategies in the mortgage industry right now: webinars. They dive into how mortgage pros are using webinars to go direct-to-consumer, generate warm leads, and build real authority—without cold calling or spending a fortune. With to…
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376. Vivayic’s Blaze Currie on agbioscience’s talent disparity, how we got here + preparing for next generation talent + leadership
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19:17The words talent and shortage come packaged together in nearly every sentence across almost every industry these days. It's a widespread challenge that raises a bigger question for agbioscience companies. Do our hurdles look like the same as other industries? If not, what do we do next? This week, we are joined by Vivayic’s Agriculture Practice Lea…
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AI is Killing Traditional Search - What Every LO Needs to Know Right Now | Ep. 26
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27:10Send us a text In this episode of The MLO Project, Frazier and Michael McAllister go coast-to-coast—from Idaho to Georgia—to break down what’s really happening with Google Ads in the mortgage game. They tackle rising ad costs, how AI is changing search behavior, and why most LOs are wasting money on outdated strategies. If you’re not using long-tai…
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375. Bay State Milling’s Ed Fish on food is health, innovating “in the middle” + connecting food to agriculture
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29:43The food ingredients market is expected to grow to $97 billion by 2029. That's an annual growth rate of just over 6.5%. Central to that growth is the voice of the consumer seeking options to improve their health and ingredients that contribute to their overall wellness. One company has been innovating in this space for generations. Ed Fish, Senior …
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Debunking the B.S. of the Mortgage Industry | Ep. 25
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28:54Send us a text In this episode of The MLO Project, Frazier and Michael take a flamethrower to the myths holding mortgage pros back. Think you need to wear a suit to be taken seriously? Wrong. Think only extroverts win? Nope. Think social media doesn't bring in deals? That’s outdated thinking. This episode is about killing the cookie-cutter advice t…
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374. BW Fusion’s Dr. Tanya Soule on biological innovation + the importance of strategic partnerships to accelerate scientific discovery
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22:43The market for ag biologicals is projected to grow significantly according to Grandview Research – making the leap from $11B market in 2024 to a $16.8B in 2030. One Indiana company has recently created a strategic alliance to drive biological innovation at every stage of the crop nutrition cycle. Dr. Tanya Soule, Vice President of Microbiology at B…
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077 | AI Note-Taking: Your New Business Assistant Is Listening
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18:27Get Plaud.AI recorder: https://amzn.to/40Bzp1g You’re Being Recorded!In this episode of The Do Business Podcast, Todd Frazier, CPA, explores the growing use of meeting recordings and how pairing them with AI tools — like the PLAUD AI recorder — can supercharge your workflow. Learn how automatic transcripts, summaries, and action items are changing …
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In this episode of Private Equity 360, we explore one of the most complex — and potentially rewarding — transaction types in private equity: the corporate carve-out. Josh Adams, Partner at OpenGate Capital, joins host Bob Woosley to share real-world insights on overcoming common challenges like tangled IT systems, leadership gaps and cultural misal…
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New Loan Officers: Your Advantage Is Not Knowing Any Better | Ep. 24
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23:53Send us a text In this episode of The MLO Project, Frazier and Michael get real about the shift happening in the mortgage industry—and what it means for your mindset. They spotlight how newer loan officers, unchained from the “way it used to be,” are taking massive action and winning. Meanwhile, seasoned pros stuck in old habits are falling behind.…
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373. Libby Fritz recaps June, the AgriNovus CEO search, Velocity Demo Day + what's ahead
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22:08The month of June has passed -- and it was a busy one! AgriNovus Vice President, Libby Fritz, joins Cayla Chiddister in the studio to talk through a number of exciting things, including what's to come for the podcast with Mitch's departure from AgriNovus. Hint: we aren't going anywhere! We get into: Updates to what you can expect to hear and see on…
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372. Mitch Frazier on 5 years of AgriNovus, the power of a small team + an Agbioscience farewell
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28:25For over 230 episodes of Agbioscience, Mitch Frazier has helped share the stories of leaders and innovators across food, animal health, plant science, agtech and agriculture. One story we’ve not told, though, is that of the storyteller, himself. Today we close a chapter on this podcast and with all love, turn our pages forward to what lies next. Bu…
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Stop Buying Tools If You're Not Serious About Using Them | Ep. 23
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31:21Send us a text In this episode of The MLO Project, Frazier and Michael dive into one of the biggest blind spots in the mortgage industry—tech adoption. They unpack why buying great tools isn’t enough if no one actually uses them. From top-down leadership buy-in to having internal champions (especially top producers), they share what it really takes…
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371. Weaver Popcorn Manufacturing’s Jason Kashman on emerging trends in food + getting ahead of market demands
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18:19The U.S. Bureau of Economic Analysis reports that the food ag industry contributes roughly 1.5 trillion to the country’s GDP – that's a 5.5% share. It’s a market that continues to evolve as many factors – from consumers to regulatory challenges – create new opportunities for innovation and new products. This week we are joined by Weaver Popcorn Man…
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TAG Recap & Real Talk: Say Goodnight To The Old Guard | Ep. 22
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39:35Send us a text In this episode of The MLO Project, Frazier and Michael recap their time at the TAG Conference in Atlanta—sharing big takeaways, personal reflections, and a few laughs along the way. From standout moments with speakers like Dr. Jordan Peterson and Braden Shaw to real conversations about what’s working (and what’s not) in the mortgage…
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370. Purdue College of Veterinary Medicine’s Dr. Bret Marsh on building innovators of the future + their insurmountable opportunities
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22:37The USDA just reported that there are 243 veterinary shortage areas across 46 states nationwide – the highest number ever. It’s a challenging environment, particularly when you consider veterinarians are on the front lines of battling avian influenza and dealing with a massively growing companion animal population. Dr. Bret Marsh, Dean of the Purdu…
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What Separates Elite LOs from Everyone Else | Ep. 21
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33:44Send us a text In this high-energy episode of The MLO Project, Frazier and Michael "Hot Sauce" McAllister cut through the noise to reveal what actually separates elite loan officers from everyone else grinding it out in the mortgage trenches. They break down the non-negotiable traits that every top producer shares—laser focus, decisive action witho…
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369. Nuritas’ Dr. Nora Khaldi on the power of peptides + harnessing science change the health of people + longevity
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27:29The global functional food ingredients market is expected to grow by $53 billion by 2028 according to Technavio. One pioneer, a scientist, is operating at the intersection of food and health and has become a functional food powerhouse. Dr. Nora Khaldi, CEO and Founder of Nuritas, joins us to talk ingredients, food and innovation. We get into: What …
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Want Top Producers? Build a Place Worth Joining | Ep. 20
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32:10Send us a text In this special in-person episode of The MLO Project, recorded live at Fulcrum Studio in Eagle, Idaho, Frazier and Michael break down what it really takes to attract and support great loan originators. They cover why your recruiting pitch must match your reality, how authentic culture beats hype, and why modern branding and marketing…
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368. Verility’s Liane Hart on leveraging AI to manage animal fertility + stabilize growing demand for protein
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16:56There are roughly 86 million head of cattle and 74 million head of hogs in the US. That’s according to USDA – those numbers flat year over year in a market where the demand for animal protein is expected to be up 5% by 2033. It’s a math equation that creates a challenge but also creates an opportunity for innovation. Liane Hart, co-founder and CEO,…
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Beyond the Mainstream: How Niche and Uncorrelated Investments Unlock Value
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22:59In this episode of Private Equity 360, host Bob Woosley is joined by Jeff Collins from Cloverlay to discuss the power of niche and uncorrelated investments in today’s private equity landscape. While many firms chase traditional middle-market deals, Cloverlay has built a reputation for uncovering under-the-radar opportunities that provide strong ret…
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367. Mitch Frazier recaps May, talks Liberation Labs + Vivici, Velocity $75K Demo Day + Global Entrepreneurship Congress in Indiana
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12:33As Indiana's famous Month of May comes to a close, Mitch Frazier and Cayla Chiddister recap big news for Mark Warner and LIberation Labs, look ahead to exciting new for AgriNovus' Velocity Demo Day and Indiana's hosting of the Global Entrepreneurship Congress next week. Mitch and Cayla also look ahead to his next career journey and talk about what'…
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076 | You're Doing It Wrong: Online Bank Balances LIE
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17:53Your bank account is lying to you. It doesn’t show your future expenses, unpaid invoices, or which parts of your business are actually profitable. In this episode, CPA and business strategist Todd Frazier explains why accurate accounting is the missing key in most small businesses. Learn how financial records are the scoreboard you need to make con…
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Building Leaders, Advocates, and Success w/Brian Covey | Ep. 19
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35:14Send us a text In this powerhouse episode of The MLO Project, Frazier and Michael sit down with mortgage leader, speaker, and coach Brian Covey for a raw conversation on what it really takes to lead, inspire, and win in today’s mortgage market. Fresh off his move to CrossCountry Mortgage, Brian opens up about leadership, personal branding, and the …
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366. The Ugly Company’s Ben Moore on tackling food waste, innovating for consumer health + leading to serve
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24:15The USDA estimates that between 30-40% of the US food supply is wasted every year – that’s over 133 BILLION pounds. One farmer, turned soldier, turned entrepreneur is tackling that market. Ben Moore, founder of The Ugly Company, joins us to talk to fruit. We get into: Ben’s connection to Indiana and how a farmer went on to create a trucking company…
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Send us a text In this episode of The MLO Project, Frazier and Michael welcome a special guest—Michael’s wife and business partner, Kimberlee McAllister—for a candid, funny, and insightful conversation about building a business and a marriage at the same time. Together, they unpack what it’s like running Empower LO, navigating roles, boundaries, an…
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365. Liberation Labs’ Mark Warner on precision fermentation for food + beverage, the Vivici partnership + biomanufacturing’s future
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18:03Global Market Insights predicts the precision fermentation market for food and beverage will grow from just about two billion in 2024 to 70 billion globally by 2034. That’s a staggering combined annual growth rate of nearly 40%. Liberation Labs is pioneering a new approach to precision fermentation at scale that borrows a page from the pharmaceutic…
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Visualize Everything: Success Is Not A Guessing Game | Ep. 17
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30:10Send us a text See It. Track It. Win It. The Power of Visualization in the Mortgage Game In this high-energy episode of The MLO Project, Frazier and Michael break down a game-changing principle for originators: what gets visualized and tracked gets improved. They dive into how using dashboards, tracking daily activities, and focusing on leading mea…
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364. Croft’s Scott Prince on the ag labor market, H-2A's administrative hurdles + innovating a streamlined solution for the farmer
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19:29The U.S. Economic Policy Institute estimates there are 2.4 million ag jobs in the United States and Purdue University believes that 40% of ag jobs – new jobs – go unfilled. One entrepreneur is turning to the power of digital to transform ag labor. Scott Prince, CEO of Croft, gives us perspective on the current labor market and what he’s solving for…
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You Have To Stop Your Gym Membership Mentality | Ep. 16
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35:03Send us a text In this episode of The MLO Project, Frazier and Michael McAllister get brutally honest about why most loan officers waste money on marketing—and how to flip that script. They kick things off with some laughs, then dive into real stories of marketing fails, breaking down how poor time management, lack of follow-through, and shiny obje…
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363. Oaken’s Shashi Raghunandan talks the landowner + farmer relationship, agtech that saves time + money
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21:19The American Farm Bureau estimates that roughly 40% of US farmland is either rented of leased. It’s a reality that creates a labyrinth of contracts and agreements between farmers and landowners that the two have to navigate together. One entrepreneur is turning to the power of software to transform that challenge into an opportunity that makes that…
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362. Mitch Frazier recaps April, talks Midwest resilience + looks ahead to Quadrant + Velocity's first Demo Day
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17:53At the end of April, AgriNovus CEO Mitch Frazier jumps on the podcast with Cayla Chiddister to recap the month gone by and events coming up, including: Recent travels and discussions around how the Midwest can add additional value to its commodities, an existing strength and something we've done time and again. Mitch recently spoke with AgFunder Ne…
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No Contest: Why HighLevel Is the Ultimate CRM for Loan Officers | Ep. 15
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36:29Send us a text In this episode of The MLO Project, Frazier and Michael break down why HighLevel is hands down the best CRM platform for loan officers today. They dive into the powerful features that make HighLevel a game-changer, from its scalability for growing teams to its flexibility with tech integrations. Sharing real-world insights from their…
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361. IBOAH’s Dr. Kelli Werling on animal disease pressure, biosecurity risks + farmers innovating to combat the spread
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24:24The USDA calls biosecurity the cornerstone of animal livestock production and it’s one that’s taken center stage of late as farmers have battled disease. Dr. Kelli Werling, Director of Animal Health Programs at the Indiana Board of Animal Health, joins to talk biosecurity, how farmers are protecting the farm and how the spread of disease among anim…
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360. BONUS: The FBI’s Herb Stapleton on the complexity of threats affecting agbioscience + calls to action for defense
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11:51Agbioscience was on-site at the Indiana Farm Bureau’s Ag Threats and Security Summit in March and had a chance to sit down with the Federal Bureau of Investigation (FBI)’s Special Agent in Charge Herb Stapleton to talk all things biosecurity. We get into: The complex labyrinth of threats and risks affecting agriculture in the Midwest and across the…
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The Content Machine: If You Are Ignoring AI You Are Choosing to Lose | Ep. 14
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31:12Send us a text AI Isn’t the Future..It’s Already Here! In this episode of The MLO Project, Frazier and Michael dive into how AI is completely changing the game for content creation in the mortgage world—and why you can’t afford to ignore it. They break down real strategies for using tools like ChatGPT and Claude, from crafting better prompts to bui…
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359. Dr. Mahsa Vazin on PawCo Foods leveraging AI to optimize pet nutrition + disruption in pet health innovation
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14:55Pet ownership in the U.S. has increased dramatically over the past three decades according to Forbes – showing 66% of households own a pet. That’s almost 87 million houses, up 58% from 1988. Staggering growth drives dramatic need for innovation in pet health...and pet food. Dr. Mahsa Vazin, CEO and founder of PawCo Foods, joins us fresh off a ventu…
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Winning Business Happens Before The Funnel (And Application) | Ep. 13
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30:29Send us a text In this episode of The MLO Project, Jason Frazier and Michael McAllister break down a major shift in the mortgage game—winning business happens long before the application. They dive into the concept of the pre-funnel ecosystem and why loan officers must start showing up before buyers are ready. From breaking down consumer barriers t…
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358. Keystone Cooperative’s Phil Brewer on farmer-led innovation + the evolution of service provider to on-farm business partner
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24:29With 2.4 million U.S. agriculture jobs to fill each year and an unemployment rate that still remains below 5%, leaders in agbioscience and farmers are facing a challenge. Like the rest of the economy, they’re in a battle for talent. One unique ally in agriculture is the cooperative system, a collective buying group and service provider network that…
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From Coach to Closer: How Bryce Gonser Built a $130M Mortgage Business | Ep. 12
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45:09Send us a text In this episode of The MLO Project, host Michael sits down with Bryce Gonser, a mortgage powerhouse out of Eagle, Idaho, who closed over 300 loans and $130 million in volume last year. But Bryce didn’t start in lending—he started as a performance coach, and he’s brought that same mindset into building a scalable, relationship-driven …
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357. Conner Prairie’s Ronda Hamm on becoming The Smithsonian of the Midwest focused on food and agriculture
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18:23The power of experience is undeniable. The context it creates, the insight that it develops is far more than could be accomplished than by simply reading. Benjamin Franklin, one of our nation’s founding fathers, I think, said it best. “Tell me and I forget. Teach me and I’ll remember. Involve me and I’ll learn.” Dr. Ronda Hamm, Director of Food, Fa…
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Send us a text In this episode of The MLO Project, Frazier and Michael dig into one of the biggest shifts in the mortgage industry right now: AI integration. From AI agents to automated consumer engagement, they break down how this tech is already changing the way leads are generated and converted. But here’s the catch—automation can’t replace conn…
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356. Mitch Frazier recaps March from Indiana Farm Bureau’s Ag Threats + Security Summit
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14:54Agbioscience comes to you from the first ever Indiana Farm Bureau Indiana Ag Threats and Security Summit hosted in partnership with Beck’s Hybrids, the Federal Bureau of Investigation and Indiana Farm Bureau Insurance. We had the opportunity to speak with Megan Ritter (Indiana Farm Bureau), Herb Stapleton (FBI) and Aaron Pierce (Pierce Aerospace) o…
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355. Claudia Nari on Inari’s unique advantage + gene editing as a new paradigm in agbioscience
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18:06Gene editing in plants – it's been heralded as the next step-function change in the advancement of agriculture. One Indiana company is advancing the technology fresh off a $144 million venture capital raise. Claudia Nari, Chief Product Officer of Inari, joins today to talk through this historic time for gene editing and biotechnology at large. They…
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