Artwork

Content provided by Joe Walker. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Joe Walker or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
Player FM - Podcast App
Go offline with the Player FM app!

How the Fed’s Interest Rate Cuts are Impacting Consumers and Lenders

35:53
 
Share
 

Manage episode 444507799 series 2913521
Content provided by Joe Walker. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Joe Walker or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

The Risk Advisor team at Equifax discusses the recent 50 basis point rate cut by the Federal Reserve and its wide-reaching impact on the U.S. economy. Topics including consumer sentiment, the housing and auto markets, and the lending landscape offer valuable insights into how these changes will affect both households and financial institutions. The panel also explores potential challenges ahead, including the federal deficit and global economic factors.

In this episode:

  • Overview of recent Fed rate cut (50 basis points)
  • Impact of the rate cut on the U.S. economy
  • Consumer sentiment and its effect on household spending
  • Effects of rate cuts on household debt, budgeting, and savings
  • Influence on the housing market (mortgages, refinancing, HELOCs)
  • Impact of rate cuts on credit card users and auto loans
  • Lending institutions’ response to rate cuts (funding, credit, and lending standards)
  • Deposits and savings rates amidst a changing interest rate environment
  • U.S. government's economic challenges (federal deficit and budget)
  • Global economic factors, including conflicts and their effects on the U.S. market
  • Outlook for the U.S. financial system
  continue reading

53 episodes

Artwork
iconShare
 
Manage episode 444507799 series 2913521
Content provided by Joe Walker. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Joe Walker or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

The Risk Advisor team at Equifax discusses the recent 50 basis point rate cut by the Federal Reserve and its wide-reaching impact on the U.S. economy. Topics including consumer sentiment, the housing and auto markets, and the lending landscape offer valuable insights into how these changes will affect both households and financial institutions. The panel also explores potential challenges ahead, including the federal deficit and global economic factors.

In this episode:

  • Overview of recent Fed rate cut (50 basis points)
  • Impact of the rate cut on the U.S. economy
  • Consumer sentiment and its effect on household spending
  • Effects of rate cuts on household debt, budgeting, and savings
  • Influence on the housing market (mortgages, refinancing, HELOCs)
  • Impact of rate cuts on credit card users and auto loans
  • Lending institutions’ response to rate cuts (funding, credit, and lending standards)
  • Deposits and savings rates amidst a changing interest rate environment
  • U.S. government's economic challenges (federal deficit and budget)
  • Global economic factors, including conflicts and their effects on the U.S. market
  • Outlook for the U.S. financial system
  continue reading

53 episodes

All episodes

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Quick Reference Guide

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play