How Small Businesses and Consumers are Responding to Economic Uncertainty

Market Pulse

13:44

Legendary actor and mental health advocate Glenn Close is on a quest to change how we think about mental health, starting with her decision to speak out about her own family's struggles — a brave choice considering the stigma that pervades the topic. This week, we're revisiting this sweeping conversation with TEDWomen curator Pat Mitchell, where Close shares the inspiration behind the advocacy group she founded to combat the crisis, underscoring the transformative power of community and the critical need for comprehensive mental health care systems. Want to help shape TED’s shows going forward? Fill out our survey ! Become a TED Member today at https://ted.com/join Hosted on Acast. See acast.com/privacy for more information.…

21 days ago 34:33

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CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.
Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.
Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

54 episodes

How Small Businesses and Consumers are Responding to Economic Uncertainty

Market Pulse

published 21 days ago

MP3•Episode home

Resources:

CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.
Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.
Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

54 episodes

All episodes

Market Pulse

1
A Midyear Check on the U.S. Economy with Moody’s Analytics 12:10

21 hours ago12:10

12:10

Host Olivia Voltaggio is joined by Shandor Whitcher, Economist at Moody’s Analytics, for a timely check-in on the U.S. economy. They discuss the recent shift from early-year optimism to growing uncertainty driven by shifting trade policy, rising jobless claims, and inflation concerns. Shandor breaks down the latest GDP and consumer credit data, explores warning signs from small businesses, and shares the top economic indicators he’s watching for the rest of the year. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
How Small Businesses and Consumers are Responding to Economic Uncertainty 34:33

21 days ago34:33

34:33

In this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax dig into a range of topics, from shifting spending patterns and tariff impacts to the rise of side hustles and cautious optimism. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
A Shifting Economic Landscape: Consumer Sentiment, Tariffs, and Risk Mitigation 33:13

7 weeks ago33:13

33:13

Equifax advisors Jesse Hardin, Dave Sojka, Tom O'Neill, and Maria Urtubey explore the disconnect between positive hard data and declining consumer sentiment, rising concerns over tariffs, and their disproportionate impact on households and businesses. They dig into leading indicators to watch—like delinquency rates, employment trends, and consumer spending—and offer practical recommendations to help lenders and businesses navigate uncertainty. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
Economic Outlook 2025: Inflation, Jobs, and Market Trends 22:39

17 weeks ago22:39

22:39

With President Trump’s administration in full swing, we’re joined by Shandor Whitcher, economist at Moody’s Analytics, to break down key economic trends shaping the year ahead. Get the latest on inflation, labor market dynamics, and the Federal Reserve’s approach to interest rates, along with the impact of global trade policies, emerging technologies and more. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
Navigating 2025: Key Economic Themes 33:15

20 weeks ago33:15

33:15

The Equifax Advisory Team dives into predictions for 2025, exploring key economic themes such as tariffs, immigration reform, and the ongoing housing affordability crisis. The discussion also touches on potential policy impacts from the new administration and how unexpected events could shape economic outcomes. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
2024 in Review: Economic Insights and Predictions for 2025 33:17

26 weeks ago33:17

33:17

The Equifax advisory team reviews the U.S. economy in 2024, discussing key developments and their implications for lenders and consumers. Jesse Hardin, Em Aliff, Tom O'Neill, Dave Sojka, and Maria Urtubey explore interest rates, inflation, housing, labor trends, and consumer credit. The Federal Reserve's rate cuts aimed to cool inflation and support affordability, yet high borrowing costs persisted, impacting home purchases and refinances. The labor market showed resilience, with steady job creation, but challenges like rising unemployment and slower hiring added complexity. Consumer behaviors reflected cautious optimism as high credit card rates and rising debt levels strained budgets. The panel revisits their 2024 predictions and look ahead to 2025’s economic landscape. Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
Winning the Deposit Battle: Strategies for Lenders in a Competitive Market 25:30

30 weeks ago25:30

25:30

Host Tom O'Neill sits down with Equifax’s Chief Strategy Officer, Ian Wright, to discuss strategies for growing and protecting deposits in today’s competitive financial landscape. With traditional banks, fintechs, and neobanks all vying for deposit share, how can institutions gain a competitive edge? Ian shares insights on leveraging financial data to identify valuable customer segments, including young affluents and high earners, and how banks can nurture loyalty with targeted strategies.…

Market Pulse

1
How the Fed’s Interest Rate Cuts are Impacting Consumers and Lenders 35:53

35 weeks ago35:53

35:53

The Risk Advisor team at Equifax discusses the recent 50 basis point rate cut by the Federal Reserve and its wide-reaching impact on the U.S. economy. Topics including consumer sentiment, the housing and auto markets, and the lending landscape offer valuable insights into how these changes will affect both households and financial institutions. The panel also explores potential challenges ahead, including the federal deficit and global economic factors. In this episode: Overview of recent Fed rate cut (50 basis points) Impact of the rate cut on the U.S. economy Consumer sentiment and its effect on household spending Effects of rate cuts on household debt, budgeting, and savings Influence on the housing market (mortgages, refinancing, HELOCs) Impact of rate cuts on credit card users and auto loans Lending institutions’ response to rate cuts (funding, credit, and lending standards) Deposits and savings rates amidst a changing interest rate environment U.S. government's economic challenges (federal deficit and budget) Global economic factors, including conflicts and their effects on the U.S. market Outlook for the U.S. financial system…

Market Pulse

1
Decoding Economic Uncertainty: Fed Moves, Budget Deficits, and Global Risks 48:59

41 weeks ago48:59

48:59

In this illuminating panel discussion, Tom Aliff, Risk Advisors Leader at Equifax, delves into key economic concerns and forecasts with economists Amy Crews Cutts, President at AC Cutts and Associates LLC; Robert Wescott, Founder and President of Keybridge; and Mark Zandi, Chief Economist of Moody's Analytics. They explore the implications of budget deficits on interest rates, with varying views on how these factors might influence economic growth and policy decisions. The conversation covers potential Fed rate actions, the impact of global events like the conflict in Ukraine and China's economic slowdown, and the differing economic visions of the U.S. presidential candidates.…

Market Pulse

1
Strategies for Managing the Surging Auto and Home Insurance Costs 36:34

44 weeks ago36:34

36:34

Bob Homer, General Manager and VP of Insurance and Alliances at Equifax, and Stephen Crewdson, Senior Director of Global Business Intelligence at JD Power, discuss the sharp rise in home and auto insurance premiums, driven by both economic and social inflation, and the impact on consumer affordability and behavior. Bob and Stephen explore how insurers are responding to these challenges, including staffing reductions, ad spend cuts, and proactive communication with customers. In this episode: · Rising Insurance Premiums: Post-pandemic premium surge and reasons behind it · Economic and Social Inflation: Impact on insurance costs from inflation and litigation · Consumer Impact and Behavior: Response to higher premiums, increased shopping, uninsured drivers · Insurer Responses: Managing affordability with staffing, ad spend cuts, communication · Customer Trust and Satisfaction: Effect of rising premiums on trust and relationships · Popularity and benefits of usage-based insurance policies · Predictions and strategies for managing insurance affordability Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
The Impact of Inflation on Consumer Behavior 26:31

46 weeks ago26:31

26:31

The Equifax Risk Advisors team explores the complexities of the current economic landscape, discussing key topics such as the K-shaped recovery, inflation's impact on consumer sentiment, and rising delinquency rates. They also respond to recent comments by economists on trends in consumer spending, credit risk, and the nuanced effects of economic policies.…

Market Pulse

1
Credit and Lending Insights for Small Business 12:48

51 weeks ago12:48

12:48

With 93% of small business owners anticipating growth, the timing of potential Fed interest rate cuts remains a critical factor. Sarah Briscoe, lead commercial statistical analyst at Equifax, sheds light on the latest trends in small business lending, delinquency, and default rates, highlighting the unique insights from the Equifax small business indices. In this episode: What small business indices data shows about lending activity and defaults Factors small and commercial businesses should be watching in current economic climate State and industry level trends that stand out How commercial businesses can incorporate small business indices into their decision making Connect with Sarah Briscoe at sarah.briscoe@equifax.com Resources: CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast , and contact us at marketpulsepodcast@equifax.com…

Market Pulse

1
Q&A: Consumer Credit, Loans & Economic Trends 23:40

1 year ago23:40

23:40

Our all-female panel of financial experts answer your burning questions about consumer credit, loan performance, and economic trends shaping affordability. Our panelists including Amy Crews Cutts, president and chief economist at AC Cutts & Associates, and Equifax’s own Maria Urtubey, Anna Fisher, and Mariette de Meillon address questions submitted during the March Market Pulse webinar. In this episode: Deep dive into credit trends Credit scores and loan performance Utilization and delinquencies Insights on delinquent loans and consumer profiles Pandemic impact and consumer spending Student loan debt and consumer behavior Strategies: Adapting credit models post-pandemic Innovative approaches in credit risk management…

Market Pulse

1
Decoding Interest Rates and their Economic Impact 25:55

1 year ago25:55

25:55

Join the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these changes affect various sectors including banking, mortgages, and auto financing.…

Market Pulse

1
Automotive Insights: Trends, Fraud, and Future 47:58

1 year ago47:58